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Monday, August 4, 2025

We’re grateful for the perpetually losing traders in the world!

Yes, we are grateful that there are at least 95% of losing traders the world over.


Do you know the most accurate definition of trading?

Trading is simply transfers of money from accounts of good traders to accounts of bad traders.

Period.

Who is on the other side of your trade?

For you to be consistently profitable, you need to be better and smarter than the traders on the other side of your trade.

The money you make comes from the losses of other traders.

For the market to exist, there must be more losers than winners. If there are more winners than losers, the market will stop existing.

Smart Money knows it is difficult to enjoy long-term success in the markets, and that is why they make it easy to open an account and trade the market. This is contrary to what online vendors; seminar people and brokers want you to believe.




If it were easy to enjoy everlasting success in the market, Smart Money would make it extremely difficult for you to open an account and trade.

We’re grateful for all the losing traders in the world!

For without those consistently losing traders, there will be no money to make from the markets.

There are those who think they can attend seminars and then start making money.

There are those who think they can just use a trading system and make money.

There are some who believe robots/AI will make them rich as traders.

There are the so-called professional traders whose trading confessions are fundamentally different from the way they trade. They speak like careful and professional traders, but in reality, they are rogue and suicide traders.

There are those who talk about money management and risk management but their real trading is way too far from what they talk about.

There are those who believe the so-called gurus who talk in terms of certainties rather than in terms of probabilities, and give them their hard-earned money to trade and lose.

There those braggarts who talk as if they were the ones controlling the markets. Overconfidence is not a good thing.

There are those who will never listen to the advice to practice for months or years before they go live. They are always in a hurry to trade.

There are those who are eager to become rich quickly. They think they can always outsmart the markets.

There are those who keep on losing and losing. And if you give them more opportunities, they keep up making the same mistakes and they keep up losing. Then they keep on repeating the same pattern.

There are those who are familiar with principles of everlasting success and Golden Rules of trading, but they will never follow such, owing to serious psychological problems.

There are those who remember trading only when they are financially down and they will be trading with risk capital. And the worst time to trade is when you’re flat broke.

I can go on and go on.

There will always be stubborn, undisciplined, crazy, greedy and impatient traders.

For those people above, there is nothing you will tell them that will make them change. They will continue doing what they are doing and they will continue losing.

So, without them, we would not have the profits to make. We will forever be thankful that such people/traders exist.

The market has a knack for going against the expectation of the people.

It is very dangerous for traders to think they know what they are doing.


Do not use Bitcoin for time-sensitive transactions!

Hi Traders:


Do not use Bitcoin for time-sensitive transactions again.

There are customers who buy Bitcoin (BTC) and it doesn’t matter how long it takes for the crypto to reflect in their wallets. Things will be fine.

However, there are transactions that are time-limited. Once you generate a wallet from the vendor or the merchant website, the crypto must come within 15 minutes or less or more (it may be 10 minutes or 20 minutes), and after the given time (let’s say 15 minutes), the transaction/wallet would become invalid, and any crypto sent into it would be lost.

For a time-sensitive transaction, once the allocated time has elapsed, a new wallet address needs to be generated for another time-sensitive transaction to be done… The expired wallet address can no longer accept crypto, otherwise your money is gone.

And it doesn’t matter if the crypto was sent on time, as long as it doesn’t get deposited into that temporary wallet address after the stipulated time, it is lost.

Bitcoin isn’t good for such time-limited transactions, because it takes a number of network confirmations for a BTC transaction to be confirmed and that can take from several minutes to hours or days or weeks.

Excessive transaction delays is one of the weakness of Bitcoin and that is one reason why other popular altcoins were created (the only exception is the BTC lightning network). There may be congestion period for those altcoins as well, but they don’t delay (they can only lead to slightly higher fees).

There were times I had waited for days or weeks for Bitcoin transactions to get confirmed and this usually happens during network congestions.

Now if you use BTC for a time-sensitive transaction and there is a congestion, the transaction time limit could have expired before the BTC gets deposited and the crypto will be lost.


For such time-limited transactions, cryptos that get deposited fast like USDT, BNB, SOL, ADA, etc. are your best bet. The most popular one is USDT.

Please try to understand the kind of message we are trying to pass across… In your own interest.

Stop using Bitcoin for time-sensitive transactions!

PredictMag Free Group: https://t.me/predictmag

Friday, June 27, 2025

Why It’s Difficult For People To Get Help

You say you have no one to help you, but is that the whole truth? (Let’s talk about your money reputation)

 

Since I made the post about my experience with loan apps and the follow-up post on “how to get out of debt,” I’ve received countless messages from people asking me to borrow them money to pay their debts, while some are begging me to give them money in order not to borrow from loan apps. Each time I read these messages, I just roll my eyes because I truly cannot believe it. The fact is, I don't have any money to lend anyone, and if you want to borrow from loan apps after all I’ve said, please go ahead.

 

That’s been said, now let’s talk about the popular tune many people sing whenever you question them about debts or why they got involved with loan apps. They’ll often say they have no one to help them. No family, no friend, or acquaintance.



 

Even though some people’s reality may really mirror that, the majority of those who chant this are people who have simply burned bridges that were once available to them.

 

You didn’t just not have help; rather, you’ve exhausted, abused, and disrespected the help that was once freely and lovingly given. I have loaned 100k to someone before, and when it was time to get my money, she rained curses and abuses on me and dared me to do my worst because she didn’t have the money yet, she even told md there was nothing I could do about it and till today I’ve not seen that money. Do you think I’ll lend her anything again even if she’s dying? I can bet you with my life that I won’t.

 

Many of you reading this lack money reputation. Many of you who say you have no help or anyone you can call to help you need character rehabilitation.

 

If you think about it really well, you will remember how you’ve borrowed money from your family members and friends but have refused to pay back and become unreachable when it is time to repay.

 

You knew how to beg humbly when you needed the loan, but you turned into a monster when you were reminded of your promise to return it. You threw insults and spread stories about the same person who helped you without interest or collateral. The reason many of your family and friends don’t help you anymore is because you have made helping you feel like a curse.

 

Always have this at the back of your mind: whenever you borrow money, you are also borrowing trust, and when you fail to repay, you default on more than cash, you default on character as well.

 

And this is not only applicable to money. You borrowed someone’s bag, shoes, clothes, or a book, and you returned it damaged or not at all. You turned entitlement into your default posture, believing that people owe you help even when your track record screams otherwise.

 

And then you wonder why no one picks your call when you are in need and why no one wants to lend you anything, not even attention. My darling, it’s not hatred, it’s memory. People remember, and they adjust accordingly.

 

Being creditworthy isn’t just about banks alone. Your friends, siblings, colleagues, even your spouse are all watching how you handle the titles you’ve been trusted with. And when your money behavior consistently disrespects the dignity of others, you’ll find yourself alone with no access to help, not because they are wicked, but because you’ve made yourself unreliable.

 

So before you run to another loan app to ruin yourself, take a moment and ask yourself: Who have I wronged? Whose trust have I violated? Whose kindness did I repay with arrogance, contempt, and silence?

 

When you are done answering these questions, reach out to them. Apologize to them. Pay back what you owe them, even if it’s in parts. Show that you’re a changed person. Let people see your growth not just through words but through your actions.

 

Because listen, not everyone is broke. Some people have that money you are being embarrassed over, but won’t offer it to you again until you become the kind of person they can trust with help.

You don’t get to misuse people and still expect them to rescue you. Ka ma ri ni Paulu wi.

May we all learn.

May we all grow.

And may we all heal our money reputations.

B. K. – Attributed


To get free, winning Forex signals, please visit: www.predictmag.com

Saturday, June 7, 2025

Bitcoin Pizza Day – a Valuable Lesson for All

On May 22, 2010, the first real world transaction with Bitcoin took place. A bitcoin miner paid 10,000 BTC to buy some pizzas. 10,000 coins of BTC was worth only $41 USD at that time.


Both the buyer and the seller didn’t know that 10,000 BTC would be worth roughly $300 million in 2025, and neither did they regret what they did then (for they could have held the coins if they had the idea of how much Bitcoin would be worth only 10 years later).

$41 USD is roughly equal to N65,000 today. But in 2010, $41 USD was worth only N8,000.

Imagine, investing N8,000 NGN about 15 years ago, to cash out N480 billion NGN today? Is there any investment that can beat that?

That brings us to the most valuable lesson in investment.

CZ, the founder of Binance, is known for this famous saying “If you can’t hold, you can’t be rich.”

Too many people all over the world approach trading and investment with a gambler’s mindset. For most of them, 20% per annum is too small.

If you plant maize (corn), it would take 3 to 4 months for it to grow and be ready for consumption. When you grow yam, it may take 5 to 6 months for it to be ready for sale.

Cash crops like kolanut take around 5 – 10 years to grow. OK… A cacao tree can take up to 3 to 5 years to grow.

However, people want their investment to multiply constantly within shorts periods of time.



A few years ago, one landlord died in our community... He died at a good old age, and when his children checked the receipt, which was issued to him when he bought his land, they saw that he paid N5,000 for that land about 35 years ago. But the land is worth at least, N15 million now.

Can you see, it took around 35 years for the value of that land to move from N5,000 to N15 million.

How long do you think you can hold a bar of gold before it makes 100% profits? How long will it take you to gain 100% profit from a piece of land, once you buy that land? If you build a house, renting it out to tenants, how long will it take you to recover your money (please factor in the costs of maintenance of that house)?

And I have seen people selling their property at loss, especially if there is an extremely pressing financial need. And selling a property can sometimes take a lot of time, because serious buyers may not come as soon as you would imagine.

When you rent a shop and stock it with goods, how long will it take you to make back the initial capital which is used to start the business (and you will continue to pay rent and utility bills)? And too many small scall businesses like this tend to fail quickly.

However, we usually approach online trading and investment with irrational and myopic expectations.


The reality: Some coins will go to zero and/or disappear. Some coins will remain flat in value, while some coins will bring only modest gains. But some coins will bring unusual amount of returns.

Remember Bitcoin’s Pizza Day.

The only way to grow rich is to hold your investment for the longer term. The best thing is to hold indefinitely.

Once again, if you can’t hold, you won’t be rich.



To get free, winning trading signals, please visit:
https://t.me/predictmag 

To get free, winning crypto signals, please visit: www.instantforex.com.ng

Tuesday, April 29, 2025

Skype Moves to Teams: Time-sensitive message

Hello Traders.


If you’re using Skype; especially if we’re connected together on Skype, please note that Skype will be decommissioned at the end of this month of May.

Please let us continue communicating on Teams.

You can use your same Skype login details to access Teams on your mobile phone and/on their website.

More info is below, from Microsoft, the owner of Skype and Teams



----------------------------------------------

Dear Skype user,

In order to streamline our free consumer communications offerings, we will be retiring Skype on May 5, 2025 to focus on Microsoft Teams, our modern communications and collaboration hub.


Teams helps people stay connected and engaged at work and at home. Teams users have access to many of the same core features as Skype, including 1:1 calls, group calls, messaging, and file sharing. Additionally, Teams offers enhanced features like hosting meetings, managing calendars, and building and joining communities—all for free.

Here’s what this means for you.

You can transition to Microsoft Teams for free: Starting today, you can log into Microsoft Teams Free on any supported device using your Skype credentials and your contacts and chats will automatically be transferred. You will also receive a notification in the Skype app over the coming days prompting you to take action.

Moving to Teams is simple and doesn’t prevent you from continuing to use Skype during the transition period.

To get free, winning trading signals, please visit:
https://t.me/predictmag